Income protection from Aviva helps you maintain your lifestyle by giving you a monthly income if illness or injury prevents you from working for a period of time, so you can concentrate on getting better.
Protection of up to 75% of your total earnings.
A guaranteed premium that cannot rise. 1
Tax relief on all premiums at 20% or 40%.
When life is going well, it’s easy to take money for granted. But just think about how you’d cope if your income suddenly dried up due to ill health or injury? The things you care about – your family’s lifestyle, your home, your children’s education – could be in jeopardy.
If you suddenly lose your ability to earn a living, you want a back-up plan that works when you need it most. That’s where we come in – with income protection cover that’s flexible, competitive and built to suit your lifestyle.
How to tailor your income protection cover
With your protection policy you have access to the following services through our Aviva Care benefit:
It may not matter what cover you have in place if you don't protect the one thing that pays for it all: your income.
Avail of 24/7 access to view and manage your protection policy information.
We know you’d rather be working. That’s why we do whatever we can to help you get back to a normal working life as soon as you can. After your claim has been approved, you can access these benefits:
If you return to work full or part time – either in your old job or a new one – and you’re earning less than you were before, you may be able to get an income from partial benefit.
We’ll restart your claim immediately if you relapse with the same illness within six months of returning to work. If this happens, you won’t have another deferred period before we start paying your income.
We know this is a difficult time so we’ll deal with your claim as quickly and smoothly as possible.
Call us on 1800 159 159 or from mobile/abroad on 01 618 6621. Or you can email riskclaims@aviva.com.
We’re open Monday to Friday, 9am to 5pm.
We’ll need medical and financial evidence to assess your claim, along with the policy number and your contact details.
Once we’ve processed your information and accepted your claim, we pay you a monthly benefit in arrears.
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Monday: 9:00a.m. - 5:00p.m.
Tuesday: 9:00a.m. - 5:00p.m.
Wednesday: 10:00a.m. - 5:00p.m.
Thursday: 9:00a.m. - 5:00p.m.
Friday: 9:00a.m. - 5:00p.m.
Saturday - Sunday: Closed
Monday to Friday: 9:00a.m. - 5:00p.m.
Saturday - Sunday Closed
Bank Holidays Closed
1. Guaranteed premium: The amount you pay does not change over the life of the policy as long as the benefits remain the same. You can choose to index-link your premium and the benefits to ensure that, over time, they remain linked to inflation.
Aviva Life & Pensions Ireland DAC does not guarantee the on-going availability of any or all of the Aviva Care Ireland services to its policyholders and may, at its sole discretion, withdraw access to the service at a month’s notice. If we withdraw it, we’ll write to notify policyholders at least 30 days in advance of its removal.
Teladoc Health (who provide the Aviva Care services) is not a regulated financial service.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.
Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.
Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.
